Online Recurring/Automatic Payments

Set up a recurring payment online with a Debit/ATM Card or ACH (checking or savings account) to ensure your payment is on time, every time. Credit cards are not accepted. You may sign up for this option by clicking here.

Cash Payments

You may make cash payments 24/7 at any retail location (CVS, Walmart, Walgreens, 7-11). To find a location near you, visit www.home.paynearme.com/locations. To download the QR code needed for payment, please click here.

You will need the following information:

Company: Credito Real USA Finance

Account Number: Your 9-digit Credito Real USA Finance Account Number

Contact Info: Cell Phone Number or Email Address

Mail

You may send a Check or Money Order at least 5 business days prior to your payment due date. Please write your Name and Account Number in the memo section of the Check or Money Order.

Please make checks payable to Credito Real USA Finance, LLC.

• Mailing Address:
• Credito Real USA Finance, LLC
• 1475 W Cypress Creek Road, Suite 300
• Ft. Lauderdale, FL 33309

Online One-Time Payments —
$3.95 processing fee⁺

If you forgo the recurring/automatic payment and wish to pay each month with a Debit/ATM Card, Mastercard, Discover Card or ACH (Checking or Savings account), you will incur a fee of $3.95 per payment (that’s an extra $47/year). You will be responsible for making your payments on time. Late fees will apply if your payment is late or missed. You can make an online one-time payment by clicking here.

Automated Phone One-Time Payments —
$4.95 processing fee⁺

If you use our automated phone system to make your payment with a Debit/ATM Card, Checking/Savings Account, or Mastercard or Discover card, you will incur a fee of $4.95 per payment (that’s an extra $59/year). You will be responsible for making your payments on time. Late fees will apply if your payment is late or missed.

To make a payment via phone through our automated phone system, please call 877-576-2265.

Agent Assisted Phone One-Time Payments —
$6.95 processing fee⁺

If you wish to speak directly to one of our representatives to make your payment with a Debit/ATM Card, Checking/Savings Account, or Mastercard or Discover card, you will incur a fee of $6.95 per payment (that’s an extra $83/year). You will be responsible for making your payments on time. Late fees will apply if your payment is late or missed.

To make a payment by speaking with one of our representatives, please call 877-576-2265.

MoneyGram or Western Union Payments —
fees vary⁺

— You can pay online at moneygram.com (MoneyGram fees vary). You will need the following information:

Account Number: Your 9-digit Credito Real USA Finance Account Number

Code: 5372

— You can pay online at westernunion.com (Western Union fees vary). You will need the following information:

• Code City: Autobank
• State Code: FL
• Account Number: Your 9-digit Credito Real USA Finance Account Number

Pay Pal, Venmo, Apple Pay, Google Pay —
fees vary⁺

If you wish to pay via Pay Pal, Venmo, Apple Pay or Google Pay, you may do so on our Customer Portal. Each of these services charge a fee (2% or more), and additional charges may apply for chargebacks and disputes.

⁺ Processing fees for use of this payment method are assessed a by third-party payment service provider.