Since 1996, Crédito Real USA Finance, formerly known as AFS Acceptance, has worked with both Franchise and Independent dealerships and helped thousands of customers who thought they couldn’t get financed. We take pride in financing good, hard-working people that deserve great service and lots of choices.
It is our mission to help as many of our customers improve their overall credit situation.
We believe that everyone should have the same opportunities in life and one way to do that is to have great credit. Let’s face it, Better Credit is a Better Life® and we want to do our part in helping you get there.
Even when no one is looking.
Give your maximum effort every day.
Stay aligned to your targets and responsibilities and execute them with precision.
Go above and beyond to provide the best possible service to others.
This includes customers, dealers, teammates and anyone else you meet.
Be a good person, give great service and expect the same in return.
Take every opportunity to teach and enlighten your customers and teammates.
Help them to learn and grow; and support them on their journey to build better credit and a better life.
When it’s your turn to be the student, listen to feedback, hear the other person, focus on improving.
Ask for help when you need it.
Take the guess work out of it and use real data to drive your decisions.